Ramanathan
Software Engineer & Solutions Architect · Creator of LoanCalcNow
Hi, I'm Ramanathan — the person behind LoanCalcNow.
I'm a Software Engineer and Solutions Architect with 20+ years of experience building enterprise applications across BFSI, Healthcare, Retail, Manufacturing, and Industrial Automation. Over those two decades I've worked on systems that calculate loan repayments and payroll, so I understand both the math behind these numbers and how easy it is to get confused by them as a regular user.
Why I built LoanCalcNow
I wanted a loan and EMI calculator that's:
- Fast — no sign-ups, no clutter, just the number you need.
- Accurate — built using standard formulas and RBI guidelines, not guesswork.
- Transparent — you can see exactly how each result is calculated.
My background
- Software Engineer and Solutions Architect with 20+ years of experience delivering enterprise digital transformation initiatives.
- Domains: BFSI, Healthcare, Retail, Manufacturing, and Industrial Automation.
- LinkedIn profile
Questions or feedback? Reach me through the contact page.
A note on financial advice
I'm not a licensed financial adviser, and LoanCalcNow provides estimates for planning purposes only. Always confirm rates, fees, and terms with your bank or a qualified professional before making a financial decision.