Terms of Service & Disclaimer
Last updated: August 4, 2026
Welcome to LoanCalcNow.com ("we", "our", "us", or "the site"). By accessing or using this website and its calculators, you agree to these Terms of Service and the Disclaimer below. If you do not agree, please do not use the site. These terms should be read together with our Privacy Policy.
1. What LoanCalcNow provides
LoanCalcNow.com offers free, browser-based calculators and educational content covering loans, mortgages, savings and related financial topics for India and international audiences. The tools run in your browser and are provided for general informational and illustrative purposes only.
2. Estimates only — not financial advice
Every result, figure, schedule, chart and article on this site is an estimate for general information. It is not financial, legal, tax, investment or lending advice, and it does not take your personal circumstances into account. We are not a bank, lender, broker, or licensed financial adviser. Before making any financial decision, you should confirm exact figures with your bank or lender and, where appropriate, seek advice from a qualified professional.
3. Not a loan offer or approval
Nothing on this site is an offer, pre-approval, or commitment to lend, and no result indicates that you will qualify for any loan or a particular rate. Eligibility, interest rates, fees and terms are determined solely by lenders based on their own criteria and your individual profile.
4. Accuracy and "as is" basis
We work to keep the calculators accurate using standard financial formulas and to keep rate ranges and statutory figures reasonably current, but we make no warranty that any result, rate, or piece of content is accurate, complete, or up to date. Interest rates, tax rules, and lending criteria change frequently and vary by lender and jurisdiction. The site and all content are provided "as is" and "as available" without warranties of any kind, express or implied.
5. No affiliation with named banks or brands
Some pages reference specific banks or lenders (for example, bank-specific EMI calculators) using indicative, dated figures. We are not affiliated with, endorsed by, or partnered with any bank or lender named on the site, and all trademarks and brand names are the property of their respective owners. Always confirm current rates and terms directly with the provider.
6. Your responsibilities
You agree to use the site lawfully and not to misuse it — for example, by attempting to disrupt the service, scrape it at scale, or reverse-engineer it for a competing product. You are responsible for the decisions you make based on information from this site.
7. Third-party links and advertising
The site may contain links to third-party websites and may display advertising served by Google AdSense and similar networks. We do not control, and are not responsible for, the content, products, or practices of any third-party site or advertiser. Links and ads do not imply our endorsement. See our Privacy Policy for how advertising cookies are handled.
8. Intellectual property
The design, text, code, and original content on LoanCalcNow.com are owned by us or our licensors and are protected by applicable intellectual property laws. You may view and use the calculators for your personal, non-commercial use. You may not copy, republish, or redistribute substantial portions of the site without permission.
9. Limitation of liability
To the fullest extent permitted by law, LoanCalcNow.com and its operators will not be liable for any loss or damage — including any direct, indirect, incidental, or consequential loss — arising from your use of, or reliance on, the site, its calculators, or its content. Your use of the site is entirely at your own risk.
10. Changes to these terms
We may update these Terms of Service and Disclaimer from time to time. Changes take effect when posted on this page, with an updated "Last updated" date. Your continued use of the site after changes are posted constitutes acceptance of the revised terms.
11. Contact
If you have questions about these terms, contact us at:
Email: [email protected]